Credit
The credit your customers deserve
Because one-size-fits-all credit isn’t realistic. Issue consumer or commercial cards with flexible payment terms, all from a single purpose-built platform.
Take charge of your credit programs
Never compromise speed for security.
Struggling to balance your risk plan with fast and easy cardholder UX? Lithic’s robust fraud controls and streamlined spend features keep everyone happy.
Stand out with branded credit offerings.
Generic credit programs won’t cut it today. Lithic’s flexible card design and customizable rewards let you build unique credit experiences.
Transform insights into outcomes.
Don’t miss out on data to optimize your program. Lithic’s enhanced transaction data provides insights that drive smarter business decisions.
Sophisticated technology for streamlined solutions
Simplify your set-up
Customize funds flow & payments
Stop fraud in its tracks
Empower your cardholders
Everything you need to build what you want
Accounts
Pre-integrated partnerships with leading consumer LMS providers
Extensible, to-the-penny reconciliation commercial credit ledgers
Fraud Controls
Advanced risk management suite with customizable authorization controls
Processing
Modern API infrastructure with industry-leading uptime and reliability
Enhanced L2/L3 commercial transaction data
Self-serve webhooks, APIs, and dashboard
Card Issuing
Unified charge and revolving card issuing solutions
Digital-first card and spend management features
Agile solutions for diverse credit use cases
Expense Management
Transform corporate spending with real-time visibility, customizable controls, and seamless accounting integrations that simplify expense management for card programs of all sizes.
Fleet
Streamline vehicle expenses with specialized fleet cards offering enhanced data capture for fuel and maintenance while maintaining precise spending controls.
Cobrand Credit Cards
Create distinctive co-branded credit experiences that strengthen customer relationships, enhance your brand, and generate new revenue streams.
Rewards and Loyalty
Design compelling rewards programs that adapt to customer behaviors, driving engagement and retention through flexible incentive structures.
Learn how innovative companies are transforming their credit programs with Lithic
Lithic helped this neobank launch a hybrid credit card in 65 days, expanding financial access for under-served Spanish-speaking Americans.
“Lithic delivered exactly what we needed—a complex credit program that would have otherwise seemed impossible to achieve in 65 days. Their team understood both technical requirements and the importance of serving our community with reliable, trustworthy financial services.”
Joshua Howland
President & Co-founder
Frequently asked questions
How does Lithic support both charge and revolving credit programs?
How does Lithic's credit platform adapt to changing market conditions?
What does the cardholder experience look like with Lithic's credit solutions?
How does Lithic optimize cash flow for credit programs?
How does Lithic simplify bank partnerships for credit programs?