# Unlock agentic commerce

Make the leap from insights to action with secure and autonomous issuing, payments, and controls for AI-powered workflows.

## Empower your customers with secure agentic payments

Enable AI while staying in control.

Let agents handle purchases while you set the rules. Lithic’s virtual cards and contextual Authorization Intelligence controls keep every transaction within your spending parameters instead of relying on basic approve/decline logic.

Accelerate strategic spend.

Leverage automated, adaptive approvals. Lithic processes payments in real-time rather than in batches, so you can capture the best opportunities as they arise—whether that’s optimizing ad budget, securing time-sensitive travel rates, or enhancing supplier relationships.

Integrate payments into any workflow.

Say goodbye to tricky vendor management. Lithic’s API-first platform plugs directly into your existing systems, enabling seamless account creation, instant card issuance, and dispute management from the same workflow.

## Bridging AI decisions and real-time payments

Launch agentic payments in weeks

Maximize security without sacrificing speed

Implement precise, responsive controls

Tap into smarter payment workflows

## Everything you need to build what you want

### Processing

Modern API infrastructure with industry-leading uptime and reliability

Secure webhook infrastructure with HMAC verification for machine-to-machine communication

### Card Issuing

Advanced virtual card technology with instant issuance and sophisticated authorization settings

### Fraud Controls

Granular spending controls including merchant restrictions, geographic limits, and velocity management

Comprehensive fraud prevention with real-time transaction monitoring and customizable rule engines

### Program Management

Programmatic dispute management and exception handling through automated APIs

## From agent decisions to completed transactions

**Travel**  
Allow AI agents to instantly book flights, hotels, and rentals within policy to capture the best available rates.  
[Read More](/content/industries/travel/index.html)

**Marketing & Ad Spend**  
Enable AI agents to allocate ad budgets in real time, buying at the right moment and optimizing ad spend across channels to maximize ROI.  
[Read More](/content/industries/marketing-ad-spend/index.html)

**Bill Pay**  
Have AI agents analyze invoices and pay vendors at the optimal time, improving cash flow and avoiding late fees.  
[Read More](/content/industries/bill-pay/index.html)

**Procurement**  
Let AI agents automatically reorder supplies when inventory runs low, preventing stockouts and keeping operations smooth.

**The Agentic AI Advantage: Building Next-Generation Payment Workflows**  
As agentic AI advances to making autonomous purchasing decisions, a critical question emerges: how do we enable innovation while maintaining control?  
This ebook explores how virtual card technology gives AI agents spending power while ensuring they can't misuse accounts—bridging the gap between AI autonomy and payment security.  
[Download](/content/grow/agentic-payments/index.html)

## Frequently asked questions

How do Lithic’s AI agents ensure payment accuracy and prevent errors?

What level of control can I maintain over autonomous payment decisions?

How secure are AI-powered payment systems compared to traditional, manual processes?

Can Lithic integrate agentic solutions with our existing business systems and workflows?

What happens when an AI agent encounters a scenario it hasn’t seen before?

How do we audit and track decisions made by AI agents?

Do agentic solutions require our team to have AI or machine learning expertise?

How do agentic payment solutions handle regulatory compliance and reporting?