Programmable Card Issuing and Money Movement | Lithic

Programmable card issuing and money movement

Launch fast, scale confidently, and offload complexity with the card issuer processing platform designed for developers and trusted by banks.

100+ high growth brands, billions in volume

Direct to banks and networks

Secure and compliant at scale

SOC 1 Type 1, SOC 2 Type 2, PCI DSS, and ISO 27001

99.99%+ uptime

No scheduled downtime

Backed by industry leading investors

Fast, flexible, and fool-proof? Not an issue.

Reliable and fast at scale

Direct network connections and record platform availability keep your program running smoothly and enable seamless reconciliation.

Multi-currency

Enhanced commercial data

Transaction grouping

Customize your offerings

Issue credit, debit, and prepaid cards for individuals and businesses with next-gen features your cardholders will love.

Instant issuance

Mobile & web provisioning

Custom card printing

Stay compliant and in control

Make smarter and faster decisions for your program, by dynamically configuring risk and fraud prevention rules through our developer-friendly APIs and dashboard.

Identity verification

Tokenization control

Authorization decisioning

Never second guess settlements

Gain full visibility and control of your program's money movement through Lithic's precise debit and credit ledgers.

Settlement API

Virtual and routable accounts

ACH and wire transfers

Payments are complex. Your programs don’t need to be.

Launch with ease, iterate with insights, and drive revenue growth with a trusted partner.

Our seasoned team of experts provide guidance and act as an extension of your team, from implementation and launch all the way through to ongoing program success. It really is that simple.

Modular service options tailored to your needs

Processor Client
Own your bank relationship. Directly handle your bank partnership while using Lithic’s processing and ledgering suite, with the flexibility to add burden-reducing services like end-to-end disputes management.
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Lithic Program Management
Protect your peace of mind. Offload the full operational complexity of bank, network, and regulatory compliance, so you can focus on creating a delightful experience for your cardholders.
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Cardholder Support

Delight your cardholders with 24/7/365 comprehensive support tailored to your brand’s tone of voice.

Disputes & Chargebacks

Minimize fraud losses and deter bad actors with end-to-end disputes and chargeback resolution.

Fraud & Risk Mitigation

Proactively protect your program with expertly determined fraud logic and transaction monitoring.

Discover what our clients have to say

From innovative start-ups to evolving enterprises, ambitious teams around the world choose Lithic to help change their customers’ lives.

"

Lithic has surpassed our product expectations and has handled hundreds of millions of dollars of monthly volume without issue. We trust their tech and value their deep cards expertise that we can tap into.”

Catherine Unertl

Head of Financial Partnerships

"

Lithic has been a huge part of what makes the Order.co platform work as smoothly as it does. We’re issuing hundreds of thousands of single and multi-use virtual cards annually via the Lithic API.”

Zach Garippa

Co-founder and CEO

"

When we explored issuing partners, Lithic was hands-down the fastest path to market. They had an easy-to-implement API and a great team across partnerships, implementation, and support.”

Zane Salim

Co-founder and CEO

Give your engineering team the tools to ship faster

When scaling our sister brand Privacy, we found the existing issuing infrastructure was poorly maintained, sparsely documented, and extremely slow-moving. So we built Lithic: developer-friendly infrastructure, well-documented APIs, and processing speed to match.

Ready to build on infrastructure you can count on?