Programmable Card Issuing and Money Movement | Lithic
Programmable card issuing and money movement
Launch fast, scale confidently, and offload complexity with the card issuer processing platform designed for developers and trusted by banks.
100+ high growth brands, billions in volume
Direct to banks and networks
Secure and compliant at scale
SOC 1 Type 1, SOC 2 Type 2, PCI DSS, and ISO 27001
99.99%+ uptime
No scheduled downtime
Backed by industry leading investors
Fast, flexible, and fool-proof? Not an issue.
Reliable and fast at scale
Direct network connections and record platform availability keep your program running smoothly and enable seamless reconciliation.
Multi-currency
Enhanced commercial data
Transaction grouping
Customize your offerings
Issue credit, debit, and prepaid cards for individuals and businesses with next-gen features your cardholders will love.
Instant issuance
Mobile & web provisioning
Custom card printing
Stay compliant and in control
Make smarter and faster decisions for your program, by dynamically configuring risk and fraud prevention rules through our developer-friendly APIs and dashboard.
Identity verification
Tokenization control
Authorization decisioning
Never second guess settlements
Gain full visibility and control of your program's money movement through Lithic's precise debit and credit ledgers.
Settlement API
Virtual and routable accounts
ACH and wire transfers
Payments are complex. Your programs don’t need to be.
Launch with ease, iterate with insights, and drive revenue growth with a trusted partner.
Our seasoned team of experts provide guidance and act as an extension of your team, from implementation and launch all the way through to ongoing program success. It really is that simple.
Modular service options tailored to your needs
Processor Client
Own your bank relationship. Directly handle your bank partnership while using Lithic’s processing and ledgering suite, with the flexibility to add burden-reducing services like end-to-end disputes management.
Learn more
Lithic Program Management
Protect your peace of mind. Offload the full operational complexity of bank, network, and regulatory compliance, so you can focus on creating a delightful experience for your cardholders.
Learn more
Cardholder Support
Delight your cardholders with 24/7/365 comprehensive support tailored to your brand’s tone of voice.
Disputes & Chargebacks
Minimize fraud losses and deter bad actors with end-to-end disputes and chargeback resolution.
Fraud & Risk Mitigation
Proactively protect your program with expertly determined fraud logic and transaction monitoring.
Discover what our clients have to say
From innovative start-ups to evolving enterprises, ambitious teams around the world choose Lithic to help change their customers’ lives.
"
Lithic has surpassed our product expectations and has handled hundreds of millions of dollars of monthly volume without issue. We trust their tech and value their deep cards expertise that we can tap into.”
Catherine Unertl
Head of Financial Partnerships
"
Lithic has been a huge part of what makes the Order.co platform work as smoothly as it does. We’re issuing hundreds of thousands of single and multi-use virtual cards annually via the Lithic API.”
Zach Garippa
Co-founder and CEO
"
When we explored issuing partners, Lithic was hands-down the fastest path to market. They had an easy-to-implement API and a great team across partnerships, implementation, and support.”
Zane Salim
Co-founder and CEO
Give your engineering team the tools to ship faster
When scaling our sister brand Privacy, we found the existing issuing infrastructure was poorly maintained, sparsely documented, and extremely slow-moving. So we built Lithic: developer-friendly infrastructure, well-documented APIs, and processing speed to match.