# www.lithic.com

> AI-optimized mirror of www.lithic.com containing 50 pages totalling 18,786 words of clean markdown content, structured data, and semantic HTML. Original source: https://www.lithic.com/. Last updated: 2026-04-27T15:54:24.824Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [site-root.html](/site-root.html) (1 words)

## Articles & Blog Posts

- [legal/california-consumer-privacy-act-notice/index.html](/legal/california-consumer-privacy-act-notice/index.html) (1 words)
- [legal/incentive-card/index.html](/legal/incentive-card/index.html) (1 words)
- [legal/terms/index.html](/legal/terms/index.html) (1 words)
- [legal/authorized-user-terms/index.html](/legal/authorized-user-terms/index.html) (1 words)
- [legal/bank-portal-terms-of-use/index.html](/legal/bank-portal-terms-of-use/index.html) (1 words)
- [Privacy Policy](/legal/privacy-policy/index.html): Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic's accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you're creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. (1,363 words)
- [grow/contact/index.html](/grow/contact/index.html) (1 words)
- [payments-industry/fintech-podcast/index.html](/payments-industry/fintech-podcast/index.html) (1 words)
- [E-SIGN Consent](/legal/e-sign-consent/index.html): Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic's accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you're creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. (1,021 words)
- [services/program-management/index.html](/services/program-management/index.html) (1 words)
- [New Milestone: $1B in Charge Card Transactional Volume](/blog/1b-in-charge-card-volume/index.html): Last month, we announced our full stack commercial charge card. We're excited to announce that we've crossed and blown past $1 billion in annual charge card volume here at Lithic, with transaction volumes growing fast. (626 words)
- [platform/accounts/index.html](/platform/accounts/index.html) (1 words)
- [about/index.html](/about/index.html) (1 words)
- [Secure stablecoin-backed cards](/solutions/stablecoin/index.html): Make stablecoins spendable with issuer processing infrastructure built for speed, control, and compliance. Launch stablecoin-backed cards in weeks. (455 words)
- [We’re making payments safer and easier for everyone.](/about/careers/index.html): Build innovative infrastructure at Lithic. Competitive benefits including equity, 401K match, unlimited PTO, generous parental leave, and full health coverage. (653 words)
- [Press Releases](/payments-industry/press/index.html): Lithic's latest news, articles, and announcements. Our card issuing platform is backed by FinTech leaders like Stripes, AHCV, Index Ventures, and others. (377 words)
- [How Mercury Scaled Secure Debit and Credit Cards With Lithic](/mercury-case-study/index.html): How Mercury reduced card fraud by 40% and scaled to $248B in transaction volume using Lithic's programmable authorization infrastructure and integrated 3DS. (1,988 words)
- [The credit your customers deserve](/solutions/credit/index.html): Issue consumer and commercial charge or revolving credit cards with flexible payment terms. Launch in weeks with robust fraud controls and custom rewards. (485 words)
- [Agentic AI](/blog/index.html): Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs. (786 words)
- [A Decade of Growth: Reflections on Scaling in Financial Services](/blog/1-billion-monthly-tpv/index.html): Reaching $1 billion in monthly total processing volume (TPV) for the first time this past November 2024 is a milestone that marks more than just numbers—it tells the story of perseverance, adaptability, and lessons learned over the past decade. (789 words)
- [How to go direct to a sponsor bank](/grow/direct-sponsor-bank/index.html): We’ve talked to dozens of sponsor banks about what they’re looking for in a fintech partner—and put together this guide so that you can go direct to a sponsor bank, prepared. (154 words)
- [Webinars & Conferences | Lithic](/events/index.html): Live events and on-demand sessions exploring what's next in payments infrastructure. Watch webinars on agentic commerce, digital banking, credit, and more. (108 words)
- [Instantly issue cards and confidently power growth](/card-issuing/index.html): Issue debit, prepaid, charge, and credit cards for consumer and commercial programs with flexible spend controls, real-time decisioning, and tokenization. (716 words)
- [Protect your cardholders from first swipe to settlement](/fraud-risk-management/index.html): Prevent fraud with Authorization Rules, 3DS authentication, velocity controls, and dispute management. Test shadow mode rules and use Lithic risk expertise. (1,086 words)
- [The modern ledger](/grow/modern-ledger/index.html): Power payouts and disbursements with Lithic’s API-first solution. (108 words)
- [Unlock agentic commerce](/solutions/agentic-commerce/index.html): Unlock agentic commerce with Lithic. Enable AI-driven payments while staying in control with secure virtual cards, adaptive approvals, and seamless workflow integration. (502 words)
- [How to switch issuer processors](/grow/switching-issuer-processors/index.html): Power payouts and disbursements with Lithic’s API-first solution. (97 words)
- [Vulnerability Disclosure Policy](/legal/security/index.html): Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic's accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you're creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. (709 words)
- [Access direct network connections for unparalleled speed and control](/transaction-processing/index.html): Direct Visa, Mastercard, and Amex connections with 99.99% uptime and high fidelity data. Build custom authorization logic with flexible real-time Auth Rules. (915 words)
- [From Promise to Proven: How Stablecoins Are Reshaping Global Payments](/grow/ebook-stablecoins/index.html): Learn how to launch stablecoin-backed card programs faster and safer with proven infrastructure, real-world use cases, and trusted implementation strategies. (202 words)
- [Go beyond basic banking](/solutions/digital-banking/index.html): Power digital banking with card issuing, money movement, and ledgering technology. Deliver 99.99% uptime, real-time settlement, and fee-free ATM access. (525 words)
- [Fast, flexible disbursements](/solutions/disbursements/index.html): Instantly disburse funds via virtual cards, physical cards, or ACH with granular spend controls. Streamline payouts with fraud protection and real-time tracking. (406 words)
- [3-D Secure](/grow/3ds-guide/index.html): Lithic’s 3DS solution allows issuers to participate in the 3DS flow and leverage 30+ new data fields to intelligently authenticate transactions without taking on unnecessary fraud-liability risk. (130 words)
- [The Agentic AI Advantage: Building Next-Generation Payment Workflows](/grow/agentic-payments/index.html): Learn how Lithic can help you implement agentic payment workflows through precise controls, complex authorization rules, fraud protection, and dispute management. (132 words)
- [10 Years of Lithic Design](/blog/10-years-of-lithic-design/index.html): As we celebrate a decade of card issuing at Lithic, we’re excited to share the latest evolution of our product and brand design. (331 words)
- [Future fleet](/grow/future-fleet/index.html): In our whitepaper, "Future Fleet: How Fleet Card Innovation is Changing the Industry," we explore the trends reshaping fleet payments and how innovative providers are meeting the needs of modern fleets. (155 words)
- [Cookie Policy](/legal/cookie-policy/index.html): Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic's accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you're creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. (572 words)
- [Drive smarter fleet programs](/solutions/fleet-cards/index.html): Launch hybrid or open-loop fleet cards with enhanced Level 2/3 data for fuel and maintenance. Granular fraud and spend controls simplify expense integration. (382 words)
- [Beta Terms](/legal/beta-terms/index.html): Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic's accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you're creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. (489 words)
- [Launch a Next-Gen Card Program on our](/services/processing-only/index.html): Lithic empowers Fintech product teams to build flexible products on its payment infrastructure fast and reliably. (271 words)
- [2023 Fintech Trends with Alex Johnson and Jason Mikula](/blog/2023-fintech-trends-with-alex-johnson-and-jason-mikula.html): Reggie Young and Matt Janiga interview Alex Johnson, creator of the newsletter Fintech Takes, and Jason Mikula, writer of Fintech Business Weekly. Alex and Jason talk about CFPB regulations, fintech competition, and customer choice. (193 words)
- [ACH Authorizations](/legal/ach-authorizations/index.html): Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic's accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you're creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. (403 words)
- [Loved by Startups Trusted by Banks & Enterprises](/about/customers/index.html): Companies like Mercury, Novo, and Parker use Lithic’s platform to power their card programs and build innovative features for their customers. (168 words)
- [Card Authorizations](/legal/card-authorizations/index.html): Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic's accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you're creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. (251 words)
- [Tell us more about your program](/grow/your-program/index.html): Interested in using Lithic for card program management or issuer processing? Fill out our contact form to chat with one of our payments experts today. (125 words)
- [Meet us at Money20/20](/payments-industry/money-2020/index.html): Interested in using Lithic for card program management or issuer processing? Fill out our contact form to chat with one of our payments experts today. (191 words)
- [How Atlas is Building a Smarter, Safer Path to Credit](/blog/how-atlas-is-building-a-smarter-safer-path-to-credit.html): Lithic’s issuing and processing platform gives Atlas the control and agility they need to move fast using built-in support for security features like 3D Secure (3DS), real-time decisioning, and a developer-first toolkit. (531 words)
- [Unlock the Full Potential of your Card Program](/services/graduation-path/index.html): Lithic empowers Fintech product teams to build flexible products on its payment infrastructure fast and reliably. (235 words)
- [Let’s Build Something](/about/contact/index.html): Interested in using Lithic for card program management or issuer processing? Fill out our contact form to chat with one of our payments experts today. (145 words)

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