# external_bank_account_token

## uuid

**required**

## micro_deposits

**array of integers**  
**required**  
length between 2 and 2

### Micro Deposits*
**integer**  
ADD integer

# `` 200      OK

**object**

- **token**  
  - **uuid**  
    **required**  
    A globally unique identifier for this record of an external bank account association. If a program links an external bank account to more than one end-user or to both the program and the end-user, then Lithic will return each record of the association

- **owner**  
  - **string**  
    **required**  
    Legal Name of the business or individual who owns the external account. This will appear in statements

- **routing_number**  
  - **string**  
    **required**  
    Routing Number

- **last_four**  
  - **string**  
    **required**  
    The last 4 digits of the bank account. Derived by Lithic from the account number passed

- **name**  
  - **string | null**  
    The nickname for this External Bank Account

- **currency**  
  - **string**  
    **required**  
    currency of the external account 3-character alphabetic ISO 4217 code

- **country**  
  - **string**  
    **required**  
    The country that the bank account is located in using ISO 3166-1. We will only accept USA bank accounts e.g., USA

- **account_token**  
  - **uuid | null**  
    Indicates which Lithic account the external account is associated with. For external accounts that are associated with the program, account_token field returned will be null

- **created**  
  - **date-time**  
    **required**  
    An ISO 8601 string representing when this funding source was added to the Lithic account.

- **company_id**  
  - **string | null**  
    Optional field that helps identify bank accounts in receipts

- **dob**  
  - **date | null**  
    Date of Birth of the Individual that owns the external bank account

- **doing_business_as**  
  - **string | null**  
    Doing Business As

- **user_defined_id**  
  - **string | null**  
    User Defined ID

- **verification_failed_reason**  
  - **string | null**  
    Optional free text description of the reason for the failed verification. For ACH micro-deposits returned, this field will display the reason return code sent by the ACH network

- **verification_attempts**  
  - **integer**  
    **required**  
    The number of attempts at verification

- **financial_account_token**  
  - **uuid | null**  
    The financial account token of the operating account to fund the micro deposits

- **type**  
  - **string**  
    **enum**  
    **required**  
    Account Type

- **verification_method**  
  - **string**  
    **enum**  
    **required**  
    Verification Method

- **owner_type**  
  - **string**  
    **enum**  
    **required**  
    Owner Type

- **state**  
  - **string**  
    **enum**  
    **required**  
    Account State

- **verification_state**  
  - **string**  
    **enum**  
    **required**  
    Verification State

- **address**

**null**External Bank Account Address

## Address

# `` 400      A parameter in the query given in the request does not match the valid queries for the endpoint.

# `` 401           |  |  | | --- | --- | | User has not been authenticated | Invalid or missing API key | | API key is not active | The API key used is no longer active | | Could not find API key | The API key provided is not associated with any user | | Please provide API key in Authorization header | The Authorization header is not in the request | | Please provide API key in the form Authorization: \[api-key\] | The Authorization header is not formatted properly | | Insufficient privileges. Issuing API key required | Write access requires an Issuing API key. Reach out at [lithic.com/contact](/content/contact/index.html) | | Insufficient privileges to create virtual cards. | Creating virtual cards requires an additional privilege |

# `` 404      The specified resource was not found.

# `` 429      Client has exceeded the number of allowed requests in a given time period.         |  |  | | --- | --- | | Rate limited, too many requests per second | User has exceeded their per second rate limit | | Rate limited, reached daily limit | User has exceeded their daily rate limit | | Rate limited, too many keys tried | One IP has queried too many different API keys |

## Updated 3 months ago

---

## Shell Commands

### Example Curl Command

```
curl --request POST \
     --url https://sandbox.lithic.com/v1/external_bank_accounts/external_bank_account_token/micro_deposits \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --data '\n{\n  "micro_deposits": [\\n    0\\n  ]\n}'
```

### Example JSON Response

```
{  
  "token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",  
  "owner": "string",  
  "routing_number": "string",  
  "last_four": "string",  
  "name": "string",  
  "currency": "string",  
  "country": "string",  
  "account_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",  
  "created": "2026-07-18T00:25:29.380Z",  
  "company_id": "string",  
  "dob": "2026-07-18",  
  "doing_business_as": "string",  
  "user_defined_id": "string",  
  "verification_failed_reason": "string",  
  "verification_attempts": 0,  
  "financial_account_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",  
  "type": "CHECKING",  
  "verification_method": "MANUAL",  
  "owner_type": "INDIVIDUAL",  
  "state": "ENABLED",  
  "verification_state": "PENDING",  
  "address": {  
    "address1": "string",  
    "address2": "string",  
    "city": "string",  
    "state": "string",  
    "postal_code": "string",  
    "country": "string"  
  }  
}
```

## Updated 3 months ago

---