three_ds_authentication.created

{ "event_type": "three_ds_authentication.created", "account_type": "CREDIT", "additional_data": { "network_decision": "LOW_RISK", "network_risk_score": 0 }, "app": { "device_info": "string", "ip": "string", "platform": "string", "device": "string", "os": "string", "locale": "string", "time_zone": "string", "screen_width": 0, "screen_height": 0, "latitude": 0, "longitude": 0 }, "authentication_request_type": "ADD_CARD", "authentication_result": "DECLINE", "browser": { "accept_header": "string", "ip": "198.51.100.42", "java_enabled": true, "javascript_enabled": true, "language": "string", "time_zone": "string", "user_agent": "string" }, "card_expiry_check": "MATCH", "card_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6", "cardholder": { "address_match": true, "address_on_file_match": "MATCH", "billing_address": { "address1": "string", "address2": "string", "address3": "string", "city": "string", "country": "string", "postal_code": "string" }, "email": "string", "name": "string", "phone_number_home": "string", "phone_number_mobile": "string", "phone_number_work": "string", "shipping_address": { "address1": "string", "address2": "string", "address3": "string", "city": "string", "country": "string", "postal_code": "string" } }, "challenge_metadata": { "method_type": "SMS_OTP", "phone_number": "string", "status": "SUCCESS" }, "challenge_orchestrated_by": "LITHIC", "channel": "APP_BASED", "created": "2026-07-18T00:26:08.222Z", "decision_made_by": "LITHIC_RULES", "merchant": { "country": "string", "id": "string", "mcc": "string", "name": "string", "risk_indicator": { "delivery_email_address": "string", "delivery_time_frame": "ELECTRONIC_DELIVERY", "gift_card_amount": 0, "gift_card_count": 0, "gift_card_currency": "string", "order_availability": "FUTURE_AVAILABILITY", "pre_order_available_date": "2026-07-18T00:26:08.222Z", "reorder_items": "FIRST_TIME_ORDERED", "shipping_method": "DIGITAL_GOODS" } }, "message_category": "NON_PAYMENT_AUTHENTICATION", "three_ds_requestor_challenge_indicator": "NO_PREFERENCE", "three_ri_request_type": "ACCOUNT_VERIFICATION", "token": "3fa85f64-5717-4562-b3fc-2c963f66afa6", "transaction": { "amount": 0, "cardholder_amount": 0, "currency": "string", "currency_exponent": 0, "date_time": "2026-07-18T00:26:08.222Z", "type": "ACCOUNT_FUNDING" } }