loan_tape.created

{
  "event_type": "loan_tape.created",
  "token": "string",
  "financial_account_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "date": "2026-07-18",
  "day_of_period": 0,
  "created": "2026-07-18T00:26:05.254Z",
  "updated": "2026-07-18T00:26:05.254Z",
  "version": 0,
  "ytd_totals": {
    "payments": 0,
    "purchases": 0,
    "fees": 0,
    "debits": 0,
    "credits": 0,
    "interest": 0,
    "cash_advances": 0,
    "balance_transfers": 0
  },
  "period_totals": {
    "payments": 0,
    "purchases": 0,
    "fees": 0,
    "debits": 0,
    "credits": 0,
    "interest": 0,
    "cash_advances": 0,
    "balance_transfers": 0
  },
  "day_totals": {
    "payments": 0,
    "purchases": 0,
    "fees": 0,
    "debits": 0,
    "credits": 0,
    "interest": 0,
    "cash_advances": 0,
    "balance_transfers": 0
  },
  "balances": {
    "past_due": {
      "interest": 0,
      "principal": 0,
      "fees": 0
    },
    "due": {
      "interest": 0,
      "principal": 0,
      "fees": 0
    },
    "past_statements_due": {
      "interest": 0,
      "principal": 0,
      "fees": 0
    },
    "next_statement_due": {
      "interest": 0,
      "principal": 0,
      "fees": 0
    }
  },
  "starting_balance": 0,
  "ending_balance": 0,
  "credit_limit": 0,
  "available_credit": 0,
  "excess_credits": 0,
  "account_standing": {
    "period_state": "STANDARD",
    "period_number": 0,
    "consecutive_minimum_payments_made": 0,
    "consecutive_minimum_payments_missed": 0,
    "consecutive_full_payments_made": 0,
    "days_past_due": 0,
    "has_grace": true,
    "financial_account_state": {
      "status": "OPEN",
      "substatus": "CHARGED_OFF_DELINQUENT"
    }
  },
  "credit_product_token": "string",
  "tier": "string",
  "payment_allocation": {
    "interest": 0,
    "principal": 0,
    "fees": 0,
    "interest_details": {
      "purchases": "string",
      "cash_advances": "string",
      "balance_transfers": "string"
    },
    "principal_details": {
      "purchases": "string",
      "cash_advances": "string",
      "balance_transfers": "string"
    },
    "fee_details": {
      "purchases": "string",
      "cash_advances": "string",
      "balance_transfers": "string"
    }
  },
  "minimum_payment_balance": {
    "amount": 0,
    "remaining": 0
  },
  "previous_statement_balance": {
    "amount": 0,
    "remaining": 0
  },
  "interest_details": {
    "prime_rate": "string",
    "interest_calculation_method": "DAILY",
    "effective_apr": {
      "purchases": "string",
      "cash_advances": "string",
      "balance_transfers": "string"
    },
    "interest_for_period": {
      "purchases": "string",
      "cash_advances": "string",
      "balance_transfers": "string"
    },
    "daily_balance_amounts": {
      "purchases": "string",
      "cash_advances": "string",
      "balance_transfers": "string"
    },
    "minimum_interest_charged": 0,
    "actual_interest_charged": 0
  }
}