{
  "event_type": "claim.updated",
  "token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "card_tokens": [
    "3fa85f64-5717-4562-b3fc-2c963f66afa6"
  ],
  "account_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "account_holder_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "created": "2026-07-18T00:26:09.537Z",
  "updated": "2026-07-18T00:26:09.537Z",
  "disputed_transactions": [
    {
      "transaction_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
      "event_tokens": [
        "3fa85f64-5717-4562-b3fc-2c963f66afa6"
      ]
    }
  ],
  "reason": "CARD_NOT_PRESENT",
  "status": "INITIALIZING",
  "outstanding_requirements": [
    "QUESTIONNAIRE"
  ],
  "submitted": "2026-07-18T00:26:09.537Z"
}