Auth Stream Access Request

{ "event_type": "card_authorization.approval_request", "merchant": { "acceptor_id": "333301802529120", "acquiring_institution_id": "191231", "city": "NEW YORK", "country": "USA", "descriptor": "COFFEE SHOP", "mcc": "5812", "state": "NY", "postal_code": "10001", "street_address": "123 MAIN ST", "phone_number": "5551234567" }, "service_location": { "street_address": "string", "city": "string", "state": "string", "country": "string", "postal_code": "string" }, "avs": { "address": "string", "zipcode": "string", "address_on_file_match": "MATCH" }, "card": { "last_four": "string", "memo": "string", "spend_limit": 0, "spend_limit_duration": "ANNUALLY", "state": "CLOSED", "type": "SINGLE_USE", "token": "3fa85f64-5717-4562-b3fc-2c963f66afa6" }, "cardholder_authentication": { "authentication_result": "SUCCESS", "authentication_method": "FRICTIONLESS", "decision_made_by": "LITHIC_RULES", "liability_shift": "3DS_AUTHENTICATED", "three_ds_authentication_token": "a6e372d0-b40a-43eb-b0d1-4e1aebef5875" }, "pos": { "entry_mode": { "card": "PRESENT", "cardholder": "DEFERRED_BILLING", "pan": "AUTO_ENTRY", "pin_entered": true }, "terminal": { "acceptor_terminal_id": "string", "attended": true, "card_retention_capable": true, "on_premise": true, "operator": "ADMINISTRATIVE", "partial_approval_capable": true, "pin_capability": "CAPABLE", "type": "ADMINISTRATIVE" } }, "acquirer_fee": 0, "cash_amount": 0, "cashback": 0, "token_info": { "wallet_type": "APPLE_PAY" }, "ttl": "2026-07-18T03:11:42.765Z", "created": "2026-07-18T03:11:42.765Z", "network": "AMEX", "network_risk_score": 0, "amounts": { "cardholder": { "amount": 0, "conversion_rate": "1.000000", "currency": "USD" }, "merchant": { "amount": 0, "currency": "USD" }, "settlement": { "amount": 0, "currency": "USD" }, "hold": { "amount": 0, "currency": "USD" } }, "status": "AUTHORIZATION", "token": "3fa85f64-5717-4562-b3fc-2c963f66afa6", "event_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6", "fleet_info": { "driver_number": "string", "vehicle_number": "string", "fleet_restriction_code": "NO_RESTRICTIONS", "fleet_prompt_code": "NO_PROMPT" }, "network_specific_data": { "mastercard": { "transaction_type_identifier": "string", "ecommerce_security_level_indicator": "string", "on_behalf_service_result": [ { "service": "string", "result_1": "string", "result_2": "string" } ] }, "visa": { "business_application_identifier": "string" } }, "account_type": "DEFAULT", "transaction_initiator": "CARDHOLDER", "latest_challenge": { "status": "COMPLETED", "method": "SMS", "phone_number": "string", "created": "2026-07-18T03:11:42.765Z", "completed_at": "2026-07-18T03:11:42.765Z" }, "name_validation": { "name": { "first": "string", "middle": "string", "last": "string" }, "name_on_file_match": { "full_name": "MATCH" } } }