### account_token

- **uuid**  
  _required_  
  Globally unique identifier for account.

### daily_spend_limit

- **integer**  
  _≥ 0_  
  Defaults to 125000  
  Amount (in cents) for the account's daily spend limit (e.g. 100000 would be a $1,000 limit).

### lifetime_spend_limit

- **integer**  
  _≥ 0_  
  Defaults to 0  
  Amount (in cents) for the account's lifetime spend limit (e.g. 100000 would be a $1,000 limit).

### monthly_spend_limit

- **integer**  
  _≥ 0_  
  Defaults to 500000  
  Amount (in cents) for the account's monthly spend limit (e.g. 100000 would be a $1,000 limit).

### state

- **string**  
  _enum_  
  Account states:  
  `ACTIVE` `PAUSED` `CLOSED`

### substatus

- **string** | **null**  
  _enum_
  Account state substatus values:
  - `FRAUD_IDENTIFIED`
  - `SUSPICIOUS_ACTIVITY`
  - `RISK_VIOLATION`
  - `END_USER_REQUEST`
  - `ISSUER_REQUEST`
  - `NOT_ACTIVE`
  - `INTERNAL_REVIEW`
  - `OTHER`

### comment

- **string**  
  Additional context or information related to the account.

### verification_address

- **object**  
  _deprecated_  
  Address used during Address Verification Service (AVS) checks during transactions if enabled via Auth Rules.

### account_holder

- **object**  
  **business_account_token**  
  - **string**  
    _required_  
    Only applicable for customers using the KYC-Exempt workflow to enroll authorized users of businesses.  
  **email**  
  - **string**  
    _required_  
    Email address.
  **phone_number**  
  - **string**  
    _required_  
    Phone number of the individual.
  **token**  
  - **string**  
    _required_  
    Globally unique identifier for the account holder.
  **auth_rule_tokens**  
  - **array of strings**  
    _deprecated_  
    List of identifiers for the Auth Rule(s) that are applied on the account.
  **cardholder_currency**  
  - **string**  
    3-character alphabetic ISO 4217 code for the currency of the cardholder.

### spend_limit

- **object**  
  _required_  
  Spend limit information for the user containing the daily, monthly, and lifetime spend limit of the account.
  - **daily**  
    - **integer**  
      _required_  
      _≥ 0_  
      Daily spend limit (in cents).
  - **lifetime**  
    - **integer**  
      _required_  
      _≥ 0_  
      Total spend limit over account lifetime (in cents).
  - **monthly**  
    - **integer**  
      _required_  
      _≥ 0_  
      Monthly spend limit (in cents).

### state

- **string**  
  _enum_  
  Account state:
  - `ACTIVE`
  - `PAUSED`
  - `CLOSED`

### substatus

### comment

- **string**  
  Additional context or information related to the account.

### token

- **uuid**  
  _required_  
  Globally unique identifier for the account.

### verification_address

- **object**  
  _deprecated_  
  Address used during Address Verification Service (AVS) checks.

### created

- **date-time** | **null**  
  _required_  
  Timestamp of when the account was created.

### API Response Examples

#### PATCH Request

```shell
curl --request PATCH \
     --url https://sandbox.lithic.com/v1/accounts/account_token \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --data '
{
  "daily_spend_limit": 1000,
  "lifetime_spend_limit": 0,
  "monthly_spend_limit": 500000
}
'  
```

#### Response Example

```json
{
  "cardholder_currency": "USD",
  "spend_limit": {
    "daily": 1000,
    "lifetime": 100000,
    "monthly": 40000
  },
  "state": "ACTIVE",
  "token": "ecbd1d58-0299-48b3-84da-6ed7f5bf9ec1",
  "created": "2024-01-11T19:50:36Z",
  "verification_address": {
    "address1": "5 Broad Street",
    "address2": "",
    "city": "New York",
    "country": "USA",
    "postal_code": "10001",
    "state": "NY"
  }
}
```