financial_account_token

uuid
required
Globally unique identifier for financial account.

begin
date
Date string in RFC 3339 format. Only entries created after the specified date will be included.

end
date
Date string in RFC 3339 format. Only entries created before the specified date will be included.

ending_before
string
A cursor representing an item's token before which a page of results should end. Used to retrieve the previous page of results before this item.

page_size
integer
1 to 100
Defaults to 50
Page size (for pagination).

starting_after
string
A cursor representing an item's token after which a page of results should begin. Used to retrieve the next page of results after this item.

200 OK

object

data
array of objects
required

data*
object

token
string
required
Globally unique identifier for a loan tape

financial_account_token
uuid
required
Globally unique identifier for a financial account

date
date
required
Date of transactions that this loan tape covers

day_of_period
integer | null
Defaults to null
Day of the billing period that this loan tape covers, starting at 1

created
date-time
required
Timestamp of when the loan tape was created

updated
date-time
required
Timestamp of when the loan tape was updated

version
integer
required
Version number of the loan tape. This starts at 1

ytd_totals
object
required
Statement Totals object

period_totals
object
required
Statement Totals object

day_totals
object
required
Statement Totals object

balances
object
required
Balances object

starting_balance
integer
required
Balance at the start of the day

ending_balance
integer
required
Balance at the end of the day

credit_limit
integer
required
For prepay accounts, this is the minimum prepay balance that must be maintained. For charge card accounts, this is the maximum credit balance extended by a lender

available_credit
integer
required
Amount of credit available to spend in cents

excess_credits
integer
required
Excess credits in the form of provisional credits, payments, or purchase refunds. If positive, the account is in net credit state with no outstanding balances. An overpayment could land an account in this state

account_standing
object
required
Account Standing object

credit_product_token
string
required
Globally unique identifier for a credit product

tier
string | null
Interest tier to which this account belongs to

payment_allocation
object
required
Payment Allocation object

minimum_payment_balance
object
required
Balance Details object

previous_statement_balance
object
required
Balance Details object

interest_details
null | Interest Details
required
null
Interest Details

has_more
boolean
required
Updated 3 months ago

Example cURL Request

curl --request GET \  
     --url 'https://sandbox.lithic.com/v1/financial_accounts/financial_account_token/loan_tapes?page_size=50' \  
     --header 'accept: application/json'  

Example Response

{  
  "data": [  
    {  
      "token": "string",  
      "financial_account_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",  
      "date": "2026-07-18",  
      "day_of_period": 0,  
      "created": "2026-07-18T00:25:42.953Z",  
      "updated": "2026-07-18T00:25:42.953Z",  
      "version": 0,  
      "ytd_totals": {  
        "payments": 0,  
        "payment_details": {},  
        "purchases": 0,  
        "fees": 0,  
        "debits": 0,  
        "debit_details": {},  
        "credits": 0,  
        "credit_details": {},  
        "interest": 0,  
        "cash_advances": 0,  
        "balance_transfers": 0  
      },  
      "period_totals": {  
        "payments": 0,  
        "payment_details": {},  
        "purchases": 0,  
        "fees": 0,  
        "debits": 0,  
        "debit_details": {},  
        "credits": 0,  
        "credit_details": {},  
        "interest": 0,  
        "cash_advances": 0,  
        "balance_transfers": 0  
      },  
      "day_totals": {  
        "payments": 0,  
        "payment_details": {},  
        "purchases": 0,  
        "fees": 0,  
        "debits": 0,  
        "debit_details": {},  
        "credits": 0,  
        "credit_details": {},  
        "interest": 0,  
        "cash_advances": 0,  
        "balance_transfers": 0  
      },  
      "balances": {  
        "past_due": {  
          "interest": 0,  
          "principal": 0,  
          "fees": 0  
        },  
        "due": {  
          "interest": 0,  
          "principal": 0,  
          "fees": 0  
        },  
        "past_statements_due": {  
          "interest": 0,  
          "principal": 0,  
          "fees": 0  
        },  
        "next_statement_due": {  
          "interest": 0,  
          "principal": 0,  
          "fees": 0  
        }  
      },  
      "starting_balance": 0,  
      "ending_balance": 0,  
      "credit_limit": 0,  
      "available_credit": 0,  
      "excess_credits": 0,  
      "account_standing": {  
        "period_state": "STANDARD",  
        "period_number": 0,  
        "consecutive_minimum_payments_made": 0,  
        "consecutive_minimum_payments_missed": 0,  
        "consecutive_full_payments_made": 0,  
        "days_past_due": 0,  
        "has_grace": true,  
        "financial_account_state": {  
          "status": "OPEN",  
          "substatus": "CHARGED_OFF_DELINQUENT"  
        }  
      },  
      "credit_product_token": "string",  
      "tier": "string",  
      "payment_allocation": {  
        "interest": 0,  
        "principal": 0,  
        "fees": 0,  
        "interest_details": {  
          "purchases": "string",  
          "cash_advances": "string",  
          "balance_transfers": "string"  
        },  
        "principal_details": {  
          "purchases": "string",  
          "cash_advances": "string",  
          "balance_transfers": "string"  
        },  
        "fee_details": {  
          "purchases": "string",  
          "cash_advances": "string",  
          "balance_transfers": "string"  
        }  
      },  
      "minimum_payment_balance": {  
        "amount": 0,  
        "remaining": 0  
      },  
      "previous_statement_balance": {  
        "amount": 0,  
        "remaining": 0  
      },  
      "interest_details": {  
        "prime_rate": "string",  
        "interest_calculation_method": "DAILY",  
        "effective_apr": {  
          "purchases": "string",  
          "cash_advances": "string",  
          "balance_transfers": "string"  
        },  
        "interest_for_period": {  
          "purchases": "string",  
          "cash_advances": "string",  
          "balance_transfers": "string"  
        },  
        "daily_balance_amounts": {  
          "purchases": "string",  
          "cash_advances": "string",  
          "balance_transfers": "string"  
        },  
        "minimum_interest_charged": 0,  
        "actual_interest_charged": 0  
      }  
    }  
  ],  
  "has_more": true  
}