Get loan tape by token
financial_account_token
uuid
required
Globally unique identifier for financial account.
loan_tape_token
string
required
Globally unique identifier for loan tape.
``200 OK
object
token
string
required
Globally unique identifier for a loan tape
financial_account_token
uuid
required
Globally unique identifier for a financial account
date
date
required
Date of transactions that this loan tape covers day_of_period
integer | null
Defaults to null
Day of the billing period that this loan tape covers, starting at 1
created
date-time
required
Timestamp of when the loan tape was created
updated
date-time
required
Timestamp of when the loan tape was updated
version
integer
required
Version number of the loan tape. This starts at 1
ytd_totals
object
required
payments
integer
required
Any funds transfers which affective the balance in cents
payment_detailsnullPayment Details
purchases
integer
required
Net card transaction volume less any cash advances in cents
fees
integer
required
Volume of debit management operation transactions less any interest in cents debits
integer
required
Volume of debit management operation transactions less any interest in cents debit_detailsnullDebit Details
credits
integer
required
Volume of credit management operation transactions less any balance transfers in cents
credit_detailsnullCredit Details
interest
integer
required
Interest accrued in cents
cash_advances
integer
required
ATM and cashback transactions in cents
balance_transfers
integer
required
Opening balance transferred from previous account in cents
period_totals
object
required
payments
integer
required
Any funds transfers which affective the balance in cents
payment_detailsnullPayment Details
purchases
integer
required
Net card transaction volume less any cash advances in cents
fees
integer
required
Volume of debit management operation transactions less any interest in cents debits
integer
required
Volume of debit management operation transactions less any interest in cents debit_detailsnullDebit Details
credits
integer
required
Volume of credit management operation transactions less any balance transfers in cents
credit_detailsnullCredit Details
interest
integer
required
Interest accrued in cents
cash_advances
integer
required
ATM and cashback transactions in cents
balance_transfers
integer
required
Opening balance transferred from previous account in cents day_totals
object
required
payments
integer
required
Any funds transfers which affective the balance in cents
payment_detailsnullPayment Details
purchases
integer
required
Net card transaction volume less any cash advances in cents
fees
integer
required
Volume of debit management operation transactions less any interest in cents debits
integer
required
Volume of debit management operation transactions less any interest in cents debit_detailsnullDebit Details
credits
integer
required
Volume of credit management operation transactions less any balance transfers in cents
credit_detailsnullCredit Details
interest
integer
required
Interest accrued in cents
cash_advances
integer
required
ATM and cashback transactions in cents
balance_transfers
integer
required
Opening balance transferred from previous account in cents
balances
object
required
past_due
object
required
Amount not paid off on previous due dates
Category Balances object due
object
required
Amount due for the prior billing cycle. Any amounts not fully paid off on this due date will be considered past due the next day
Category Balances object
past_statements_due
object
required
Amount due for the past billing cycles.
Category Balances object
next_statement_due
object
required
Amount due for the current billing cycle. Any amounts not paid off by early payments or credits will be considered due at the end of the current billing period
Category Balances object
starting_balance
integer
required
Balance at the start of the day
ending_balance
integer
required
Balance at the end of the day
credit_limit
integer
required
For prepay accounts, this is the minimum prepay balance that must be maintained. For charge card accounts, this is the maximum credit balance extended by a lender
available_credit
integer
required
Amount of credit available to spend in cents
excess_credits
integer
required
Excess credits in the form of provisional credits, payments, or purchase refunds. If positive, the account is in net credit state with no outstanding balances. An overpayment could land an account in this state
account_standing
object
required
period_state
string
enum
required
STANDARD PROMO PENALTY
period_number
integer
required
Current overall period number
consecutive_minimum_payments_made
integer
required
Number of consecutive minimum payments made
consecutive_minimum_payments_missed
integer
required
Number of consecutive minimum payments missed
consecutive_full_payments_made
integer
required
Number of consecutive full payments made days_past_due
integer
required
Number of days past due
has_grace
boolean
required
Whether the account currently has grace or not
financial_account_state
object
required
Information about the financial account state
Financial Account State object
credit_product_token
string
required
Globally unique identifier for a credit product tier
string | null
Interest tier to which this account belongs to
payment_allocation
object
required
interest
integer
required
Amount allocated to interest in cents
principal
integer
required
Amount allocated to principal in cents
fees nteger
required
Amount allocated to fees in cents
interest_details
null | Category Details
required
null
Category Details
principal_details
null | Category Details
required
null
Category Details
fee_details
null | Category Details
required
null
Category Details
minimum_payment_balance
object
required
amount
integer
required
remaining
integer
required
previous_statement_balance
object
required
amount
integer
required
remaining
integer
required
interest_details
null | Interest Details
required
null
Interest Details
Updated 3 months ago
curl --request GET
--url https://sandbox.lithic.com/v1/financial_accounts/financial_account_token/loan_tapes/loan_tape_token
--header 'accept: application/json'
{
"token": "string",
"financial_account_token": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
"date": "2026-07-18",
"day_of_period": 0,
"created": "2026-07-18T00:25:43.299Z",
"updated": "2026-07-18T00:25:43.299Z",
"version": 0,
"ytd_totals": {
"payments": 0,
"payment_details": {},
"purchases": 0,
"fees": 0,
"debits": 0,
"debit_details": {},
"credits": 0,
"credit_details": {},
"interest": 0,
"cash_advances": 0,
"balance_transfers": 0
},
"period_totals": {
"payments": 0,
"payment_details": {},
"purchases": 0,
"fees": 0,
"debits": 0,
"debit_details": {},
"credits": 0,
"credit_details": {},
"interest": 0,
"cash_advances": 0,
"balance_transfers": 0
},
"day_totals": {
"payments": 0,
"payment_details": {},
"purchases": 0,
"fees": 0,
"debits": 0,
"debit_details": {},
"credits": 0,
"credit_details": {},
"interest": 0,
"cash_advances": 0,
"balance_transfers": 0
},
"balances": {
"past_due": {
"interest": 0,
"principal": 0,
"fees": 0
},
"due": {
"interest": 0,
"principal": 0,
"fees": 0
},
"past_statements_due": {
"interest": 0,
"principal": 0,
"fees": 0
},
"next_statement_due": {
"interest": 0,
"principal": 0,
"fees": 0
}
},
"starting_balance": 0,
"ending_balance": 0,
"credit_limit": 0,
"available_credit": 0,
"excess_credits": 0,
"account_standing": {
"period_state": "STANDARD",
"period_number": 0,
"consecutive_minimum_payments_made": 0,
"consecutive_minimum_payments_missed": 0,
"consecutive_full_payments_made": 0,
"days_past_due": 0,
"has_grace": true,
"financial_account_state": {
"status": "OPEN",
"substatus": "CHARGED_OFF_DELINQUENT"
}
},
"credit_product_token": "string",
"tier": "string",
"payment_allocation": {
"interest": 0,
"principal": 0,
"fees": 0,
"interest_details": {
"purchases": "string",
"cash_advances": "string",
"balance_transfers": "string"
},
"principal_details": {
"purchases": "string",
"cash_advances": "string",
"balance_transfers": "string"
},
"fee_details": {
"purchases": "string",
"cash_advances": "string",
"balance_transfers": "string"
}
},
"minimum_payment_balance": {
"amount": 0,
"remaining": 0
},
"previous_statement_balance": {
"amount": 0,
"remaining": 0
},
"interest_details": {
"prime_rate": "string",
"interest_calculation_method": "DAILY",
"effective_apr": {
"purchases": "string",
"cash_advances": "string",
"balance_transfers": "string"
},
"interest_for_period": {
"purchases": "string",
"cash_advances": "string",
"balance_transfers": "string"
},
"daily_balance_amounts": {
"purchases": "string",
"cash_advances": "string",
"balance_transfers": "string"
},
"minimum_interest_charged": 0,
"actual_interest_charged": 0
}
}