Get interest tier schedule

Effective Date

Effective date in ISO format (YYYY-MM-DD)

Tier Schedule Response

200 OK

tier_name: Name of a tier contained in the credit product. Mutually exclusive with tier_rates
effective_date: Required. Date the tier should be effective in YYYY-MM-DD format
tier_rates: Custom rates per category. Mutually exclusive with tier_name (Has additional fields)
penalty_rates: Custom rates per category for penalties (Has additional fields)
credit_product_token: Required. Globally unique identifier for a credit product

Error Responses

400

A parameter in the query given in the request does not match the valid queries for the endpoint.

401

Error	Description
User has not been authenticated	Invalid or missing API key
API key is not active	The API key used is no longer active
Could not find API key	The API key provided is not associated with any user
Please provide API key in Authorization header	The Authorization header is not in the request
Please provide API key in the form Authorization: [api-key]	The Authorization header is not formatted properly
Insufficient privileges. Issuing API key required	Write access requires an Issuing API key. Reach out at lithic.com/contact
Insufficient privileges to create virtual cards.	Creating virtual cards requires an additional privilege

404

The specified resource was not found.

422

Unprocessable entity.

429

Client has exceeded the number of allowed requests in a given time period.

Error	Description
Rate limited, too many requests per second	User has exceeded their per second rate limit
Rate limited, reached daily limit	User has exceeded their daily rate limit
Rate limited, too many keys tried	One IP has queried too many different API keys

Sample cURL Request

curl --request GET \
     --url https://sandbox.lithic.com/v1/financial_accounts/financial_account_token/interest_tier_schedule/effective_date \
     --header 'accept: application/json'

Sample JSON Response

{
  "tier_name": "string",
  "effective_date": "2026-07-18",
  "tier_rates": {},
  "penalty_rates": {},
  "credit_product_token": "string"
}