# Account Holder Token

## Fields

- **account_holder_token**  
  - **Type**: uuid  
  - **Required**: True  
  - **Description**: Globally unique identifier for the account holder.

## Response

### 200 OK

- **account_token**  
  - **Type**: uuid  
  - **Description**: Globally unique identifier for the account.

- **beneficial_owner_individuals**  
  - **Type**: array of objects  
  - **Length**: ≥ 0  
  - **Description**: Only present when `user_type == "BUSINESS"`. A list of all direct and indirect individuals with 25% or more ownership in the company.

- **created**  
  - **Type**: date-time  
  - **Required**: True  
  - **Description**: Timestamp of when the account holder was created.

- **user_type**  
  - **Type**: string  
  - **Enum**: `BUSINESS`, `INDIVIDUAL`  
  - **Description**: The type of Account Holder.

## Individual Details (user_type == "INDIVIDUAL")

- **individual**  
  - **Type**: object  
  - **Description**: Information about the individual for which the account is being opened and KYC is being run.
  - **Fields**:
    - **address**  
      - **Type**: object  
      - **Required**: True  
      - **Description**: Individual's current address.
    - **dob**  
      - **Type**: string  
      - **Required**: True  
      - **Description**: Individual's date of birth, as an RFC 3339 date.
    - **email**  
      - **Type**: string  
      - **Required**: True  
      - **Description**: Individual's email address.
    - **first_name**  
      - **Type**: string  
      - **Required**: True  
      - **Description**: Individual's first name.
    - **last_name**  
      - **Type**: string  
      - **Required**: True  
      - **Description**: Individual's last name.
    - **phone_number**  
      - **Type**: string  
      - **Required**: True  
      - **Description**: Individual's phone number, entered in E.164 format.

## Response Example

```json
{
  "token": "b68b7424-aa69-4cbc-a946-30d90181b621",
  "account_token": "6b67b340-ed11-4463-a33d-0d7f7fdcd28c",
  "business_account_token": "5310469f-3a16-44ce-89f8-cdc4446fcfdf",
  "external_id": "",
  "created": "2024-01-11T19:50:36.105449",
  "user_type": "INDIVIDUAL",
  "verification_application": {
    "created": "2024-01-11T19:50:36.105449",
    "updated": "2024-01-11T19:50:36.105449",
    "status": "ACCEPTED",
    "status_reasons": []
  },
  "individual": {
    "address": {
      "address1": "451 New Forest Way",
      "city": "Springfield",
      "state": "IL",
      "postal_code": "68022",
      "country": "USA"
    },
    "dob": "1991-03-08T08:00:00Z",
    "email": "john@appleseed.com",
    "first_name": "John",
    "last_name": "Appleseed",
    "phone_number": "+15555555555",
    "entity_token": "fd771a07-c5c2-42f3-a53c-a6c79c6c0d07"
  },
  "email": "john@appleseed.com",
  "phone_number": "+15555555555",
  "status": "ACCEPTED"
}
```