i2c vs Lithic
Lithic vs i2c
i2C's transaction decisioning and broader program configurations exist in a black box clients can't access. Lithic gives you transparent authorization, configurable fraud protection, and APIs built for speed and control.
Businesses that partnered with Lithic over Galileo.
Compare key capabilities
The capabilities that inform your implementation, fraud risk, and support experience.
Developer Experience
API-first platform with OpenAPI spec and a self-serve sandbox. Ship in weeks.
Weak API documentation, integration guides, and bare-bones sandbox environment.
Authorization Intelligence
Rules set at the card, or cardholder, or program level with real-time webhooks and granular reason codes.
Rules are primarily program-level. Limited visibility into individual decline reasons.
Reconciliation
One transaction identifier ties auth, clearing, and reversal together. Clean data out of the box.
Fragmented transaction data requires manual work to reconcile and report.
Program Support
Dedicated payments experts with direct access and fast turnaround.
Overseas support agents lack the context and direct communication channels to quickly resolve issues.
Testimonials
Mercury
“Card programs look simple on the surface, but there's a lot of complexity underneath. What stood out with Lithic was the depth of their card expertise. They understand the edge cases, the tradeoffs, and the downstream impact of decisions, which makes it much easier for us to move quickly and build with confidence.”
John Mason
Senior Product Manager
Atlas
“From day one, the Lithic team felt like an extension of ours. Their platform handled the complexity, so we could focus on designing the best possible card experience. It's been a true partnership built on reliability and trust.”
Zane Salim
Co-Founder and CEO
Order.co
“Lithic has been a huge part of what makes the Order.co platform work as smoothly as it does. We're issuing hundreds of thousands of single and multi-use virtual cards annually via the Lithic API.”