Galileo vs Lithic
Lithic vs Galileo
With Galileo, scheduled downtime can block critical business, and implementations can drag on for months. Lithic's fast-moving infrastructure gets you processing in weeks, with 99.99% uptime that's always on.
Compare key capabilities
The capabilities that inform your reliability, control, and reconciliation speed.
Uptime & Reliability
- Continuous deployment with zero scheduled downtime.
- Weekly maintenance windows take core functionality offline for hours.
Card & Account Flexibility
- Supports multiple physical and virtual cards against a single account.
- Requires a dedicated account per card.
Authorization Intelligence
- Fraud rules can be updated in seconds, using AI to code custom rules in natural language.
- Program level fraud rules are controlled by Galileo, and require support tickets to adjust them.
Reconciliation
- Lithic delivers real-time reconciliation data via webhooks and settlement API endpoints.
- Settlement data arrives as end-of-day CSV batch files.
Why our clients love Lithic
From lean startup teams to mature enterprises, businesses choose Lithic for best-in-class payments infrastructure.
Mercury
“Card programs look simple on the surface, but there's a lot of complexity underneath. What stood out with Lithic was the depth of their card expertise. They understand the edge cases, the tradeoffs, and the downstream impact of decisions, which makes it much easier for us to move quickly and build with confidence.”
John Mason
Senior Product Manager
Atlas
“From day one, the Lithic team felt like an extension of ours. Their platform handled the complexity, so we could focus on designing the best possible card experience. It's been a true partnership built on reliability and trust.”
Zane Salim
Co-Founder and CEO
Order.co
“Lithic has been a huge part of what makes the Order.co platform work as smoothly as it does. We're issuing hundreds of thousands of single and multi-use virtual cards annually via the Lithic API.”
Zach Garippa
Co-Founder and CEO