Q2 Product Release Notes

Lithic Q2 2026 Release Notes - YouTube

Q2 was about giving programs more control with less lift: a new consumer credit ledger, a transaction monitoring module you can run yourself (or hand off entirely), and a shortcut solution to kickstart your fraud and risk strategy. Here's what shipped, building upon our programmable foundation of Authorization Intelligence, plus a look at what the product team is building toward for the rest of 2026.

• Consumer Revolving Credit Ledgering: Configure custom billing periods and interest rates per cardholder directly through the API, with Reg Z-compliant calculations and waterfall repayment allocation handled automatically.
• Transaction Monitoring: Flag activity by velocity, spend behavior, and merchant patterns, then review and resolve cases right in the dashboard—or let Lithic's Program Services team run the whole thing for you.
• Rule Library: Deploy pre-built rules from Lithic's risk team straight from your dashboard in shadow mode, then tune them to your program's specific risk appetite.